A Message to the Members

Winter 2025 Member Newsletter
By: Benjamin Sheridan, CEO

As the calendar turns to a new year, many of us take this time to reflect, reset, and set goals for the months ahead. One of the most popular resolutions is to get financially organized—and for good reason. Achieving financial clarity can reduce stress, improve your quality of life, and help you feel more in control of your future. We’re here to help you turn those resolutions into reality.

Whether your goal is to improve your credit score, reduce debt, save for a big purchase, or simply gain a clearer understanding of your finances, we have tools and resources to support you every step of the way.

One of our most powerful tools is SavvyMoney, a free service available to all our members. With SavvyMoney, you can:

• Access Your Credit Score and Report Daily: Stay informed about your financial health with up-to-date information at your fingertips.
• Plan for the Future: See how specific financial decisions—like taking out a loan or consolidating debt—could impact your credit score.
• Get Actionable Tips: Receive personalized advice to help improve your credit score and achieve your financial goals.

Best of all, SavvyMoney is available to you at no cost. To get started, simply log in to online banking and enroll.

As you set your sights on a bright and prosperous year ahead, remember that we’re here to help you every step of the way. Together, we can make your financial goals a reality.